.leaflet-image-layer,.leaflet-layer,.leaflet-marker-icon,.leaflet-marker-shadow,.leaflet-pane,.leaflet-pane>canvas,.leaflet-pane>svg,.leaflet-tile,.leaflet-tile-container,.leaflet-zoom-box{position:absolute;left:0;top:0}.leaflet-container{overflow:hidden}.leaflet-marker-icon,.leaflet-marker-shadow,.leaflet-tile{-webkit-user-select:none;user-select:none;-webkit-user-drag:none}.leaflet-tile::selection{background:transparent}.leaflet-safari .leaflet-tile{image-rendering:-webkit-optimize-contrast}.leaflet-safari .leaflet-tile-container{width:1600px;height:1600px;-webkit-transform-origin:0 0}.leaflet-marker-icon,.leaflet-marker-shadow{display:block}.leaflet-container .leaflet-overlay-pane svg{max-width:none!important;max-height:none!important}.leaflet-container .leaflet-marker-pane img,.leaflet-container .leaflet-shadow-pane img,.leaflet-container .leaflet-tile,.leaflet-container .leaflet-tile-pane img,.leaflet-container img.leaflet-image-layer{max-width:none!important;max-height:none!important;width:auto;padding:0}.leaflet-container img.leaflet-tile{mix-blend-mode:plus-lighter}.leaflet-container.leaflet-touch-zoom{touch-action:pan-x pan-y}.leaflet-container.leaflet-touch-drag{touch-action:none;touch-action:pinch-zoom}.leaflet-container.leaflet-touch-drag.leaflet-touch-zoom{touch-action:none}.leaflet-container{-webkit-tap-highlight-color:transparent}.leaflet-container a{-webkit-tap-highlight-color:rgba(51,181,229,.4)}.leaflet-tile{filter:inherit;visibility:hidden}.leaflet-tile-loaded{visibility:inherit}.leaflet-zoom-box{width:0;height:0;box-sizing:border-box;z-index:800}.leaflet-overlay-pane svg{-moz-user-select:none}.leaflet-pane{z-index:400}.leaflet-tile-pane{z-index:200}.leaflet-overlay-pane{z-index:400}.leaflet-shadow-pane{z-index:500}.leaflet-marker-pane{z-index:600}.leaflet-tooltip-pane{z-index:650}.leaflet-popup-pane{z-index:700}.leaflet-map-pane canvas{z-index:100}.leaflet-map-pane svg{z-index:200}.leaflet-vml-shape{width:1px;height:1px}.lvml{behavior:url(#default#VML);display:inline-block;position:absolute}.leaflet-control{position:relative;z-index:800;pointer-events:visiblePainted;pointer-events:auto}.leaflet-bottom,.leaflet-top{position:absolute;z-index:1000;pointer-events:none}.leaflet-top{top:0}.leaflet-right{right:0}.leaflet-bottom{bottom:0}.leaflet-left{left:0}.leaflet-control{float:left;clear:both}.leaflet-right .leaflet-control{float:right}.leaflet-top .leaflet-control{margin-top:10px}.leaflet-bottom .leaflet-control{margin-bottom:10px}.leaflet-left .leaflet-control{margin-left:10px}.leaflet-right .leaflet-control{margin-right:10px}.leaflet-fade-anim .leaflet-popup{opacity:0;transition:opacity .2s linear}.leaflet-fade-anim .leaflet-map-pane .leaflet-popup{opacity:1}.leaflet-zoom-animated{transform-origin:0 0}svg.leaflet-zoom-animated{will-change:transform}.leaflet-zoom-anim .leaflet-zoom-animated{transition:transform .25s cubic-bezier(0,0,.25,1)}.leaflet-pan-anim .leaflet-tile,.leaflet-zoom-anim .leaflet-tile{transition:none}.leaflet-zoom-anim .leaflet-zoom-hide{visibility:hidden}.leaflet-interactive{cursor:pointer}.leaflet-grab{cursor:grab}.leaflet-crosshair,.leaflet-crosshair .leaflet-interactive{cursor:crosshair}.leaflet-control,.leaflet-popup-pane{cursor:auto}.leaflet-dragging .leaflet-grab,.leaflet-dragging .leaflet-grab .leaflet-interactive,.leaflet-dragging .leaflet-marker-draggable{cursor:move;cursor:grabbing}.leaflet-image-layer,.leaflet-marker-icon,.leaflet-marker-shadow,.leaflet-pane>svg path,.leaflet-tile-container{pointer-events:none}.leaflet-image-layer.leaflet-interactive,.leaflet-marker-icon.leaflet-interactive,.leaflet-pane>svg path.leaflet-interactive,svg.leaflet-image-layer.leaflet-interactive path{pointer-events:visiblePainted;pointer-events:auto}.leaflet-container{background:#ddd;outline-offset:1px}.leaflet-container a{color:#0078A8}.leaflet-zoom-box{border:2px dotted #38f;background:rgba(255,255,255,.5)}.leaflet-container{font-family:Helvetica Neue,Arial,Helvetica,sans-serif;font-size:12px;font-size:.75rem;line-height:1.5}.leaflet-bar{box-shadow:0 1px 5px rgba(0,0,0,.65);border-radius:4px}.leaflet-bar a{background-color:#fff;border-bottom:1px solid #ccc;width:26px;height:26px;line-height:26px;display:block;text-align:center;text-decoration:none;color:black}.leaflet-bar a,.leaflet-control-layers-toggle{background-position:50% 50%;background-repeat:no-repeat;display:block}.leaflet-bar a:focus,.leaflet-bar a:hover{background-color:#f4f4f4}.leaflet-bar a:first-child{border-top-left-radius:4px;border-top-right-radius:4px}.leaflet-bar a:last-child{border-bottom-left-radius:4px;border-bottom-right-radius:4px;border-bottom:none}.leaflet-bar a.leaflet-disabled{cursor:default;background-color:#f4f4f4;color:#bbb}.leaflet-touch .leaflet-bar a{width:30px;height:30px;line-height:30px}.leaflet-touch .leaflet-bar a:first-child{border-top-left-radius:2px;border-top-right-radius:2px}.leaflet-touch .leaflet-bar a:last-child{border-bottom-left-radius:2px;border-bottom-right-radius:2px}.leaflet-control-zoom-in,.leaflet-control-zoom-out{font:700 18px Lucida Console,Monaco,monospace;text-indent:1px}.leaflet-touch .leaflet-control-zoom-in,.leaflet-touch .leaflet-control-zoom-out{font-size:22px}.leaflet-control-layers{box-shadow:0 1px 5px rgba(0,0,0,.4);background:#fff;border-radius:5px}.leaflet-control-layers-toggle{background-image:url(/_next/static/media/layers.ef6db872.png);width:36px;height:36px}.leaflet-retina .leaflet-control-layers-toggle{background-image:url(/_next/static/media/layers-2x.9859cd12.png);background-size:26px 26px}.leaflet-touch .leaflet-control-layers-toggle{width:44px;height:44px}.leaflet-control-layers .leaflet-control-layers-list,.leaflet-control-layers-expanded .leaflet-control-layers-toggle{display:none}.leaflet-control-layers-expanded .leaflet-control-layers-list{display:block;position:relative}.leaflet-control-layers-expanded{padding:6px 10px 6px 6px;color:#333;background:#fff}.leaflet-control-layers-scrollbar{overflow-y:scroll;overflow-x:hidden;padding-right:5px}.leaflet-control-layers-selector{margin-top:2px;position:relative;top:1px}.leaflet-control-layers label{display:block;font-size:13px;font-size:1.08333em}.leaflet-control-layers-separator{height:0;border-top:1px solid #ddd;margin:5px -10px 5px -6px}.leaflet-default-icon-path{background-image:url(/_next/static/media/marker-icon.d577052a.png)}.leaflet-container .leaflet-control-attribution{background:#fff;background:rgba(255,255,255,.8);margin:0}.leaflet-control-attribution,.leaflet-control-scale-line{padding:0 5px;color:#333;line-height:1.4}.leaflet-control-attribution a{text-decoration:none}.leaflet-control-attribution a:focus,.leaflet-control-attribution a:hover{text-decoration:underline}.leaflet-attribution-flag{display:inline!important;vertical-align:baseline!important;width:1em;height:.6669em}.leaflet-left .leaflet-control-scale{margin-left:5px}.leaflet-bottom .leaflet-control-scale{margin-bottom:5px}.leaflet-control-scale-line{border:2px solid #777;border-top:none;line-height:1.1;padding:2px 5px 1px;white-space:nowrap;box-sizing:border-box;background:rgba(255,255,255,.8);text-shadow:1px 1px #fff}.leaflet-control-scale-line:not(:first-child){border-top:2px solid #777;border-bottom:none;margin-top:-2px}.leaflet-control-scale-line:not(:first-child):not(:last-child){border-bottom:2px solid #777}.leaflet-touch .leaflet-bar,.leaflet-touch .leaflet-control-attribution,.leaflet-touch .leaflet-control-layers{box-shadow:none}.leaflet-touch .leaflet-bar,.leaflet-touch .leaflet-control-layers{border:2px solid rgba(0,0,0,.2);background-clip:padding-box}.leaflet-popup{position:absolute;text-align:center;margin-bottom:20px}.leaflet-popup-content-wrapper{padding:1px;text-align:left}.leaflet-popup-content{margin:13px 24px 13px 20px;line-height:1.3;font-size:13px;font-size:1.08333em;min-height:1px}.leaflet-popup-content p{margin:1.3em 0}.leaflet-popup-tip-container{width:40px;height:20px;position:absolute;left:50%;margin-top:-1px;margin-left:-20px;overflow:hidden;pointer-events:none}.leaflet-popup-tip{width:17px;height:17px;padding:1px;margin:-10px auto 0;pointer-events:auto;transform:rotate(45deg)}.leaflet-popup-content-wrapper,.leaflet-popup-tip{background:white;color:#333;box-shadow:0 3px 14px rgba(0,0,0,.4)}.leaflet-container a.leaflet-popup-close-button{position:absolute;top:0;right:0;border:none;text-align:center;width:24px;height:24px;font:16px/24px Tahoma,Verdana,sans-serif;color:#757575;text-decoration:none;background:transparent}.leaflet-container a.leaflet-popup-close-button:focus,.leaflet-container a.leaflet-popup-close-button:hover{color:#585858}.leaflet-popup-scrolled{overflow:auto}.leaflet-oldie .leaflet-popup-content-wrapper{-ms-zoom:1}.leaflet-oldie .leaflet-popup-tip{width:24px;margin:0 auto;-ms-filter:"progid:DXImageTransform.Microsoft.Matrix(M11=0.70710678, M12=0.70710678, M21=-0.70710678, M22=0.70710678)";filter:progid:DXImageTransform.Microsoft.Matrix(M11=0.70710678,M12=0.70710678,M21=-0.70710678,M22=0.70710678)}.leaflet-oldie .leaflet-control-layers,.leaflet-oldie .leaflet-control-zoom,.leaflet-oldie .leaflet-popup-content-wrapper,.leaflet-oldie .leaflet-popup-tip{border:1px solid #999}.leaflet-div-icon{background:#fff;border:1px solid #666}.leaflet-tooltip{position:absolute;padding:6px;background-color:#fff;border:1px solid #fff;border-radius:3px;color:#222;white-space:nowrap;-webkit-user-select:none;user-select:none;pointer-events:none;box-shadow:0 1px 3px rgba(0,0,0,.4)}.leaflet-tooltip.leaflet-interactive{cursor:pointer;pointer-events:auto}.leaflet-tooltip-bottom:before,.leaflet-tooltip-left:before,.leaflet-tooltip-right:before,.leaflet-tooltip-top:before{position:absolute;pointer-events:none;border:6px solid transparent;background:transparent;content:""}.leaflet-tooltip-bottom{margin-top:6px}.leaflet-tooltip-top{margin-top:-6px}.leaflet-tooltip-bottom:before,.leaflet-tooltip-top:before{left:50%;margin-left:-6px}.leaflet-tooltip-top:before{bottom:0;margin-bottom:-12px;border-top-color:#fff}.leaflet-tooltip-bottom:before{top:0;margin-top:-12px;margin-left:-6px;border-bottom-color:#fff}.leaflet-tooltip-left{margin-left:-6px}.leaflet-tooltip-right{margin-left:6px}.leaflet-tooltip-left:before,.leaflet-tooltip-right:before{top:50%;margin-top:-6px}.leaflet-tooltip-left:before{right:0;margin-right:-12px;border-left-color:#fff}.leaflet-tooltip-right:before{left:0;margin-left:-12px;border-right-color:#fff}@media print{.leaflet-control{-webkit-print-color-adjust:exact;print-color-adjust:exact}}:root{--ink:#142e44;--ink-soft:#435768;--paper:#f8f7f3;--white:#fff;--line:#d9dedc;--lime:#e2edc7;--blue:#e9eef0;--muted:#617180;--radius:3px;--max:1280px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:108px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input{font:inherit}a,button,input,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img{display:block;max-width:100%}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:500}h1{font-size:clamp(44px,5.6vw,78px);line-height:1.055;letter-spacing:-.055em;margin-bottom:25px}h2{font-size:clamp(34px,3.4vw,48px);line-height:1.12;letter-spacing:-.045em;margin-bottom:24px}h3{font-size:24px;line-height:1.25;letter-spacing:-.025em}p{line-height:1.75}em{font-family:Georgia,Times New Roman,serif;font-weight:400}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #6384a4;outline-offset:5px}a:hover{color:#376078}button:disabled{cursor:wait;opacity:.6}.skip-link{position:fixed;top:-100px;left:20px;padding:14px;background:white;z-index:100}.skip-link:focus{top:12px}.header{background:rgba(248,247,243,.97);border-bottom:1px solid var(--line);position:relative;z-index:20}.header-inner{max-width:var(--max);padding:23px 32px;margin:auto;justify-content:space-between;gap:35px}.brand,.header-inner{display:flex;align-items:center}.brand{gap:11px;flex-shrink:0;font-size:12px;line-height:1.2;letter-spacing:.015em}.brand-name{display:block;font-weight:700;font-size:20px;letter-spacing:-.045em}.brand-dot{color:#6f8050}.nav{display:flex;align-items:center;gap:29px;font-size:13px}.nav>a[aria-current=page]{text-decoration:underline;text-underline-offset:6px}.menu-toggle{display:none}.button{display:inline-flex;gap:25px;align-items:center;justify-content:space-between;padding:18px 25px;border:1px solid var(--ink);background:var(--ink);color:white;font-size:15px;line-height:1.4;font-weight:600;border-radius:var(--radius);transition:background .2s,transform .2s}.button span{font-size:23px;line-height:1}.button:hover{background:#294b65;color:#fff;transform:translateY(-2px)}.button-small{padding:12px 18px;font-size:13px;gap:22px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:10px;font-weight:700;line-height:1.6;margin-bottom:24px}.hero{max-width:var(--max);padding:44px 32px 28px;margin:0 auto;position:relative;display:grid;grid-template-columns:1.14fr 1fr;gap:40px;align-items:center}.hero-copy{padding:30px 0 48px}.tiny-line{width:23px;height:1px;background:currentColor;display:inline-block;vertical-align:middle;margin-right:10px}.hero-description{font-size:17px;line-height:1.75;max-width:450px;margin-bottom:29px;color:var(--ink-soft)}.hero-note{font-size:11px;color:var(--muted);margin-top:16px}.text-link{font-size:14px;display:inline-flex;gap:24px;align-items:center;font-weight:600;border-bottom:1px solid var(--line);padding-bottom:9px;line-height:1.6}.hero-scroll{margin-top:35px}.hero-visual{margin:0;position:relative;height:590px;overflow:hidden;border-radius:140px 4px 4px 4px;background:#d5dcd5}.hero-visual>img{width:100%;height:100%;object-fit:cover}.hero-visual figcaption{position:absolute;right:15px;top:15px;font-size:9px;background:rgba(20,46,68,.75);padding:5px 8px;color:white}.image-label{position:absolute;bottom:25px;left:25px;right:25px;display:flex;gap:17px;align-items:center;background:rgba(248,247,243,.94);padding:20px;font-size:12px;line-height:1.8;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.label-icon{font-size:41px;border-right:1px solid #bbc5bf;padding-right:18px;line-height:1}.hero-index{font-size:9px;letter-spacing:.18em;color:var(--muted);position:absolute;left:32px;bottom:30px}.principles{max-width:1216px;margin:20px auto 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);padding:24px 0;gap:15px;font-size:12px}.principles span{display:flex;align-items:center;justify-content:center;gap:18px}.principles span+span{border-left:1px solid var(--line)}.principles i{font-style:normal;font-size:10px;color:var(--muted)}.section{max-width:var(--max);margin:0 auto;padding:94px 32px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:60px;margin-bottom:35px}.section-heading h2{margin-bottom:0}.section-heading>p{color:var(--ink-soft);max-width:380px;font-size:15px;margin-bottom:4px}.property-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.property-card{position:relative;display:flex;flex-direction:column;padding:35px;background:var(--blue);transition:transform .25s,background .25s;min-height:340px}.property-card:nth-child(2){background:#eeede5}.property-card:hover{transform:translateY(-5px);color:var(--ink)}.property-icon{font-size:60px;line-height:1;margin-bottom:34px}.apartment-icon{font-size:53px;padding:3px 0 4px}.card-number{position:absolute;top:35px;right:32px;font-size:11px;color:var(--muted)}.property-card h3{font-size:30px;margin-bottom:12px}.property-card p{color:var(--ink-soft);font-size:14px;margin-bottom:28px}.card-link{display:flex;align-items:center;justify-content:space-between;margin-top:auto;font-size:13px;font-weight:600;border-top:1px solid #c9d1d1;padding-top:20px}.card-link b{font-size:24px;font-weight:400}.property-card-dark{background:var(--ink);color:#fff}.property-card-dark:hover{color:white;background:#25445b}.property-card-dark .card-number,.property-card-dark p{color:#d3dce2}.property-card-dark .card-link{border-color:#476074}.property-card-dark .property-icon{color:var(--lime)}.process-section{background:#eaece4}.process-inner{display:grid;grid-template-columns:1fr 1fr;gap:100px;padding-top:80px;padding-bottom:80px}.process-intro>p:not(.eyebrow):not(.small-note){font-size:15px;max-width:405px;color:var(--ink-soft)}.process-intro .button{font-size:13px;margin-top:10px}.small-note{font-size:11px;line-height:1.7;color:var(--muted);display:block;max-width:390px;margin-top:17px}.steps{list-style:none;padding:10px 0 0;margin:0}.steps li{display:flex;gap:28px;border-bottom:1px solid #cbd2c6;padding:24px 0}.steps li:first-child{padding-top:0}.steps li:last-child{border:0;padding-bottom:0}.steps li>span{border:1px solid #aebda7;display:flex;justify-content:center;align-items:center;height:40px;width:40px;flex-shrink:0;border-radius:50%;font-size:12px}.steps h3{font-size:22px;margin:3px 0 11px}.steps p{font-size:14px;color:var(--ink-soft);margin:0}.editorial{display:grid;grid-template-columns:1fr 1fr;gap:100px}.editorial>div>p:not(.eyebrow){font-size:15px;max-width:410px;color:var(--ink-soft);margin-bottom:30px}.question-list>div{position:relative;padding-left:40px;margin-bottom:30px}.question-list>div:last-child{margin-bottom:0}.question-list span{position:absolute;left:0;top:5px;font-size:11px;color:var(--muted)}.question-list h3{font-size:20px;margin-bottom:12px}.question-list p{font-size:14px;color:var(--ink-soft)}.faq-section{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px;border-top:1px solid var(--line);padding-top:65px;padding-bottom:90px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:18px;font-size:15px;line-height:1.5;cursor:pointer;padding:22px 0;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:24px;font-weight:400;flex-shrink:0}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{font-size:14px;color:var(--ink-soft);padding:0 25px 12px 0}.closing{background:var(--ink);color:white;position:relative;overflow:hidden}.closing-inner{position:relative;z-index:1;max-width:var(--max);margin:auto;padding:74px 32px}.closing .eyebrow{color:var(--lime)}.closing h2{font-size:clamp(35px,4.5vw,61px);max-width:830px}.closing p:not(.eyebrow){font-size:15px;max-width:460px;color:#c6d4de}.closing .button{background:var(--lime);border-color:var(--lime);color:var(--ink);margin-top:15px;font-size:13px}.closing .button:hover{background:white}.closing .small-note{color:#c6d4de}.closing-mark{position:absolute;right:calc((100% - 1280px)/2 + 55px);top:5px;color:#264257;font-size:380px;font-weight:300;line-height:1}footer{max-width:var(--max);padding:55px 32px 25px;margin:auto}.footer-main{display:grid;grid-template-columns:1.2fr 1.3fr 1fr;gap:40px;align-items:start;padding-bottom:40px}.footer-brand{font-size:13px;line-height:1.4}.footer-brand strong{font-size:24px;letter-spacing:-.045em}.footer-main>p{font-size:13px;color:var(--muted)}.footer-main>div{display:flex;flex-direction:column;gap:15px;font-size:12px;align-items:flex-start}.footer-bottom{border-top:1px solid var(--line);padding-top:22px;justify-content:space-between;font-size:10px;color:var(--muted)}.footer-bottom,.footer-bottom>div{display:flex;gap:25px}.breadcrumbs{display:flex;gap:13px;align-items:center;font-size:11px;color:var(--muted);margin-bottom:45px;line-height:1.5}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.article-hero{padding-top:35px;padding-bottom:65px;border-bottom:1px solid var(--line)}.article-hero h1{font-size:clamp(42px,5.3vw,72px)}.article-lead{font-size:18px;max-width:800px;color:var(--ink-soft);margin-bottom:30px}.article-layout{display:grid;grid-template-columns:280px 1fr;gap:100px;padding-top:65px}.article-layout aside{align-self:start;position:sticky;top:35px}.article-layout aside nav{display:flex;flex-direction:column}.article-layout aside nav a{display:flex;gap:12px;font-size:12px;line-height:1.6;padding:15px 0;border-bottom:1px solid var(--line)}.article-layout aside nav a span{font-size:10px;color:var(--muted);padding-top:2px}.aside-note{margin-top:30px;background:var(--blue);padding:23px;font-size:13px;line-height:1.7}.aside-note a{display:block;font-weight:600;margin-top:15px}.article-body>section{position:relative;margin-bottom:48px;scroll-margin-top:25px}.article-body h2{font-size:32px;line-height:1.25}.article-body p{font-size:16px;color:var(--ink-soft);line-height:1.85}.chapter-number{font-size:11px;color:var(--muted);display:block;margin-bottom:12px}.article-note{background:#eaece4;padding:24px;font-size:13px;line-height:1.8}.related-links{margin-top:35px;display:flex;flex-direction:column;gap:15px;align-items:start}.related-links .eyebrow{margin:0}.related-links a{font-size:14px;border-bottom:1px solid var(--line);padding-bottom:5px}.form-section{padding-top:35px;padding-bottom:95px}.form-layout{display:grid;grid-template-columns:1fr 1.05fr;gap:90px;align-items:start}.form-intro{padding:35px 0}.form-intro h1{font-size:clamp(42px,4.5vw,62px)}.form-intro>p:not(.eyebrow):not(.small-note){font-size:15px;color:var(--ink-soft);max-width:400px}.form-benefits{list-style:none;padding:15px 0 20px;font-size:13px;line-height:1.6}.form-benefits li{margin:15px 0;padding-left:25px;position:relative}.form-benefits li:before{content:"✓";position:absolute;left:0;color:#617342}.form-card{background:white;padding:38px;box-shadow:0 15px 60px rgba(20,46,68,.06);border:1px solid #e2e6e3}.form-progress{display:flex;justify-content:space-between;flex-wrap:wrap;gap:15px;font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;margin-bottom:33px}.form-progress>div{width:100%;height:3px;background:#e5e9e5}.form-progress i{display:block;height:100%;background:#75924a;transition:width .25s}.form-card h2{font-size:29px;line-height:1.2;letter-spacing:-.03em;margin-bottom:25px}.form-card h2:focus{outline:none}fieldset{border:0;padding:0;margin:0 0 23px;min-width:0}legend{font-size:12px;margin-bottom:12px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choice{position:relative;border:1px solid var(--line);display:flex;flex-direction:column;align-items:center;gap:12px;padding:20px 8px;cursor:pointer;font-size:12px}.choice input{position:absolute;top:10px;left:10px;accent-color:var(--ink)}.choice-icon{font-size:36px;line-height:1}.choice.selected,.time-choice.selected{border-color:var(--ink);background:#eef1e8}.field{display:flex;flex-direction:column;gap:9px;font-size:12px;margin-bottom:20px}.field input{width:100%;padding:14px 15px;border:1px solid #bdc8cb;border-radius:2px;font-size:16px;color:var(--ink);background:white;min-height:48px}.field input::placeholder{color:#76828b}.field-hint{font-size:11px;color:var(--muted)}.time-choices{display:grid;gap:11px}.time-choice{display:flex;gap:12px;align-items:center;border:1px solid var(--line);padding:19px 14px;font-size:14px;cursor:pointer}.time-choice input{accent-color:var(--ink)}.form-help{font-size:12px;color:var(--muted);margin:20px 0 0}.form-actions{display:flex;gap:15px;justify-content:space-between;align-items:center;margin-top:26px}.form-actions .button{margin-left:auto;min-width:160px}.back-button{border:0;background:none;padding:10px 0;color:var(--ink);font-size:12px}.form-footnote{font-size:10px;color:var(--muted);line-height:1.65;margin:18px 0 0}.form-summary{background:var(--paper);display:flex;flex-direction:column;gap:7px;position:relative;font-size:11px;margin-bottom:24px;padding:14px 65px 14px 14px}.form-summary button{position:absolute;right:12px;top:13px;padding:0;border:0;background:none;font-size:10px;text-decoration:underline;color:var(--ink)}.consent{display:flex;gap:10px;align-items:start;font-size:10px;line-height:1.8;color:var(--ink-soft)}.consent input{margin:4px 0 0;min-width:17px;min-height:17px;accent-color:var(--ink)}.consent a{text-decoration:underline}.form-error{background:#fbedeb;color:#8d3027;padding:14px;font-size:12px;line-height:1.65;margin:20px 0}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.success-box{background:white;padding:42px;border:1px solid var(--line)}.success-box h2{font-size:33px}.success-box p:not(.eyebrow){font-size:14px;color:var(--ink-soft)}.success-icon{display:flex;width:55px;height:55px;align-items:center;justify-content:center;background:var(--lime);border-radius:50%;font-size:24px;margin-bottom:25px}.prose{max-width:850px;line-height:1.8}.prose h1{font-size:clamp(38px,5vw,65px)}.prose h2{font-size:29px;margin-top:40px}.prose h3{font-size:22px}.prose address,.prose li,.prose p{color:var(--ink-soft);font-size:16px;font-style:normal;line-height:1.85}.prose a{text-decoration:underline;text-underline-offset:4px}.prose ul{padding-left:23px}.not-found{min-height:65vh}.not-found p:not(.eyebrow){max-width:600px;color:var(--ink-soft)}@media(min-width:1500px){.closing-mark{right:calc((100% - 1280px)/2 + 55px)}}@media(max-width:1100px){.nav{gap:17px}.header-inner{gap:20px}.brand-name{font-size:18px}.hero{gap:25px}.hero-visual{height:550px}.hero h1{font-size:61px}.hero-description{font-size:16px}.principles{margin-left:32px;margin-right:32px}.property-card{padding:28px}.editorial,.process-inner{gap:60px}.article-layout{gap:60px;grid-template-columns:240px 1fr}.form-layout{gap:45px}.closing-mark{right:15px}.form-card{padding:28px}}@media(max-width:860px){.header-inner{padding:19px 25px}.menu-toggle{display:block;background:none;border:1px solid var(--line);padding:10px 12px;font-size:12px;color:var(--ink)}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:20px 25px 25px;box-shadow:0 12px 20px #142e4410;flex-direction:column;align-items:stretch;gap:0}.nav.is-open{display:flex}.nav>a:not(.button){padding:15px 0;border-bottom:1px solid var(--line)}.nav .button{margin-top:18px;align-self:start}.hero{padding:30px 25px 40px;gap:25px;grid-template-columns:1.1fr 1fr}.hero h1{font-size:47px}.hero-visual{height:460px;border-top-left-radius:100px}.hero-copy{padding:20px 0}.hero .eyebrow{font-size:8px}.hero .button,.hero-description{font-size:14px}.hero-note{font-size:9px}.hero-scroll{font-size:12px;margin-top:22px}.image-label{left:15px;right:15px;bottom:15px;padding:12px;font-size:9px;gap:10px}.label-icon{font-size:30px;padding-right:10px}.hero-index{bottom:13px;left:25px}.principles{margin:15px 25px 0;font-size:10px;padding:20px 0}.principles span{gap:10px}.section{padding:68px 25px}.section-heading{gap:35px}.section-heading>p{max-width:315px;font-size:14px}.property-card{padding:24px;min-height:350px}.property-card h3{font-size:26px}.property-card p{font-size:13px}.card-link{font-size:11px}.property-icon{margin-bottom:30px}.card-number{right:23px;top:26px}.editorial,.process-inner{gap:40px}.process-intro .button{font-size:11px;gap:14px;padding:15px}.steps li{gap:17px}.steps h3{font-size:19px}.steps p{font-size:13px}.faq-section{gap:40px}.faq-list summary{font-size:14px}.closing-inner{padding:60px 25px}.closing-mark{font-size:280px;top:30px;right:-30px}.footer-main{gap:25px;grid-template-columns:1.3fr 1fr 1fr}.footer-brand strong{font-size:20px}footer{padding:45px 25px 22px}.form-section{padding-top:25px}.form-layout{gap:30px;grid-template-columns:1fr 1.15fr}.form-intro h1{font-size:44px}.form-card{padding:25px}.form-card h2{font-size:26px}.form-intro .eyebrow{font-size:9px}.article-layout{grid-template-columns:190px 1fr;gap:35px}.article-body h2{font-size:28px}.article-body p{font-size:15px}.article-hero{padding-top:28px}}@media(max-width:620px){h1{font-size:48px}h2{font-size:36px}.header-inner{padding:16px 20px}.brand{font-size:10px;gap:8px}.brand img{width:35px;height:35px}.brand-name{font-size:17px}.menu-toggle{font-size:10px;padding:10px}.hero{grid-template-columns:1fr;padding:26px 20px 28px;gap:10px}.hero-copy{padding:10px 0 20px}.hero .eyebrow{font-size:9px;margin-bottom:21px}.hero h1{font-size:54px;margin-bottom:23px}.hero-description{font-size:15px;max-width:440px;margin-bottom:22px}.hero-note{font-size:10px;margin-top:12px}.hero-scroll{margin-top:14px;font-size:12px}.hero-visual{height:375px;border-radius:90px 3px 3px 3px}.hero-visual>img{object-position:center 53%}.image-label{left:17px;right:17px;bottom:17px;padding:15px;font-size:11px;gap:15px}.hero-index{display:none}.principles{margin:0 20px;display:flex;flex-wrap:wrap;padding:17px 0;gap:12px;justify-content:space-between}.principles span{font-size:9px;justify-content:flex-start;gap:7px}.principles span+span{border:0}.principles span:last-child{display:none}.section{padding:59px 20px}.section-heading{display:block;margin-bottom:27px}.section-heading h2{margin-bottom:21px}.section-heading>p{max-width:100%;font-size:14px}.eyebrow{font-size:9px;margin-bottom:19px}.property-grid{grid-template-columns:1fr;gap:13px}.property-card{padding:25px;min-height:250px}.property-icon{font-size:48px;margin-bottom:20px}.property-card h3{font-size:29px;margin-bottom:10px}.property-card p{font-size:14px;max-width:350px;margin-bottom:20px}.card-link{font-size:12px;padding-top:15px}.card-number{font-size:10px}.process-inner{grid-template-columns:1fr;gap:34px}.process-intro .button{font-size:12px;padding:17px 20px;gap:15px}.process-intro .small-note{font-size:10px}.steps{padding:0}.steps h3{font-size:20px}.steps p{font-size:14px}.steps li{padding:21px 0;gap:22px}.editorial{grid-template-columns:1fr;gap:36px}.editorial>div>p:not(.eyebrow){font-size:14px;max-width:100%;margin-bottom:25px}.editorial .text-link{font-size:12px;gap:14px}.question-list>div{padding-left:35px;margin-bottom:26px}.question-list h3{font-size:19px}.question-list p{font-size:13px}.faq-section{grid-template-columns:1fr;gap:5px}.faq-list summary{font-size:14px;padding:21px 0}.faq-list details p{font-size:13px;padding-right:10px}.closing-inner{padding:54px 20px}.closing h2{font-size:38px}.closing p:not(.eyebrow){font-size:14px;max-width:90%}.closing .button{font-size:12px;padding:17px 19px;gap:15px;max-width:100%}.closing-mark{font-size:200px;right:-42px;top:25px;opacity:.5}.closing .small-note{font-size:10px}.footer-main{grid-template-columns:1fr 1fr;gap:27px;padding-bottom:30px}.footer-main>p{grid-column:1/-1;grid-row:2;font-size:12px;margin-bottom:0}.footer-main>div{font-size:11px;gap:15px}.footer-brand strong{font-size:18px}.footer-bottom{flex-direction:column;gap:17px;font-size:10px}.footer-bottom>div{gap:23px}footer{padding:38px 20px 25px}.breadcrumbs{font-size:10px;margin-bottom:30px}.article-hero{padding-top:25px;padding-bottom:42px}.article-hero h1{font-size:41px;line-height:1.1}.article-lead{font-size:16px}.article-layout{grid-template-columns:1fr;gap:36px;padding-top:35px}.article-layout aside{position:static}.article-layout aside nav a{font-size:12px;padding:11px 0}.aside-note{display:none}.article-body h2{font-size:29px}.article-body p{font-size:15px}.article-body>section{margin-bottom:37px}.article-note{font-size:12px;padding:20px}.form-section{padding-top:23px;padding-bottom:55px}.form-layout{grid-template-columns:1fr;gap:23px}.form-intro{padding:0}.form-intro h1{font-size:45px}.form-intro>p:not(.eyebrow):not(.small-note){font-size:14px}.form-benefits{display:none}.form-intro .small-note{font-size:10px;margin-top:15px}.form-card{padding:25px 21px}.form-card h2{font-size:28px}.form-progress{font-size:9px;margin-bottom:27px}.choice{font-size:12px;padding:20px 5px}.form-actions .button{font-size:14px;padding:16px 20px;min-width:145px}.consent{font-size:11px}.form-footnote{font-size:10px}.success-box{padding:28px}.success-box h2{font-size:29px}.prose h1{font-size:40px}.prose h2{font-size:27px}.prose address,.prose li,.prose p{font-size:15px}.not-found h1{font-size:43px}}@media(max-width:370px){.hero h1{font-size:47px}.brand-name{font-size:15px}.brand img{width:31px;height:31px}.hero-visual{height:330px}.image-label{font-size:10px}.closing h2{font-size:34px}.closing .button{font-size:11px}.form-intro h1{font-size:41px}.form-card{padding:22px 17px}.choice{font-size:11px}.article-hero h1{font-size:37px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{transition:none!important;animation:none!important}}.sources{border-top:1px solid var(--line);padding-top:28px;margin-top:35px}.sources h2{font-size:22px}.sources .source-date{font-size:11px;color:var(--muted)}.sources>div{margin:20px 0}.sources a{font-size:12px;line-height:1.5;text-decoration:underline;text-underline-offset:3px}.sources>div>p{font-size:12px;line-height:1.7;margin:10px 0 0}@media(max-width:620px){.prose h1{font-size:clamp(30px,8.6vw,40px)}.prose a,.prose h1{overflow-wrap:anywhere}.footer-bottom>div{flex-wrap:wrap}}.planner{background:var(--paper,#f7f6f0);padding:clamp(20px,4vw,48px);border:1px solid #dce1db;border-radius:12px}.planner-fields{display:grid;grid-template-columns:1fr 1fr;gap:24px}.planner select{width:100%;font:inherit;padding:14px;border:1px solid #81918b;background:white;border-radius:4px}.planner-result{margin-top:40px;border-top:1px solid #b5c1bb;padding-top:32px}.planner-checks{list-style:none;padding:0}.planner-checks label{display:flex;gap:14px;align-items:flex-start;padding:14px 0}.planner-checks input{width:22px;height:22px;flex-shrink:0;accent-color:#163b36}.planner-checks input:checked+span{text-decoration:line-through;color:#596b62}@media(max-width:600px){.planner-fields{grid-template-columns:1fr}}.editorial-answer{font-size:1.2em;border-left:4px solid #abc959;padding-left:20px}.article-contents,.article-next{background:#eef2e7;padding:24px;margin:32px 0;border-radius:8px}.article-contents li{margin:8px 0}.article-sources{border-top:1px solid #d0d9d2;margin-top:40px;padding-top:20px}.article-sources li{overflow-wrap:anywhere}.prose section[id]{scroll-margin-top:100px}.hub-intro{max-width:820px;margin:28px 0 48px}.hub-intro h1{font-size:clamp(36px,5vw,68px);line-height:1.08;letter-spacing:-.04em}.hub-intro p:not(.eyebrow){font-size:19px;line-height:1.65}.hub-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.hub-card{border:1px solid #d5ded8;border-radius:10px;padding:28px;background:#fff;min-width:0;display:flex;flex-direction:column;align-items:flex-start}.hub-card h2{font-size:24px;line-height:1.25;overflow-wrap:anywhere}.hub-card h2 a{text-decoration:none;color:inherit}.hub-card p{line-height:1.65;flex-grow:1}.hub-card>a{font-weight:700;margin-top:12px}.hub-feature{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:36px;background:#eef2e7;border-radius:10px;margin-top:48px}.hub-feature h2{font-size:32px}.search-field{max-width:580px;margin:32px 0 16px}.empty-state{padding:32px;background:#eef2e7;border-radius:10px}@media(max-width:1000px){.hub-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:620px){.hub-feature,.hub-grid{grid-template-columns:1fr}.hub-card{padding:22px}.hub-feature{padding:24px}}.article-image{margin:32px 0}.article-image img{width:100%;height:auto;max-height:400px;object-fit:cover;border-radius:12px}.article-image figcaption{font-size:12px;color:#56665d;margin-top:8px}.provider-filters{display:grid;grid-template-columns:1fr 2fr;gap:24px;max-width:850px;margin:32px 0}.provider-filters select{font:inherit;padding:14px;background:white;border:1px solid #81918b;border-radius:4px}.provider-card address{font-style:normal;line-height:1.6}.provider-card .small-note{font-size:13px}.provider-card{scroll-margin-top:100px}@media(max-width:620px){.provider-filters{grid-template-columns:1fr}}.provider-rating{width:100%;padding:14px 0 16px;margin:0 0 18px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.provider-rating p{margin:0}.provider-rating .small-note{margin-top:5px;max-width:none;flex-grow:0}.provider-rating>a{display:inline-block;text-decoration:underline;text-underline-offset:3px}.provider-rating-score{display:flex;align-items:baseline;gap:5px;font-size:14px;color:var(--ink-soft)}.provider-rating-score>span:first-child{color:#71823f;font-size:20px}.provider-rating-score strong{font-size:24px;color:var(--ink)}.provider-map-shell{margin:34px 0 30px}.provider-map-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:16px}.provider-map-heading .eyebrow{margin:0 0 7px}.provider-map-heading h2{font-size:clamp(25px,3vw,36px);margin:0}.provider-map-wrap{position:relative;border:1px solid #cbd5cf;border-radius:12px;overflow:hidden;background:#dfe7df}.provider-map{height:540px;width:100%;z-index:0}.map-search-button{position:absolute;z-index:500;top:18px;left:50%;transform:translateX(-50%);border:0;border-radius:999px;background:var(--ink);color:white;padding:13px 20px;font:inherit;font-size:13px;font-weight:700;box-shadow:0 7px 22px #142e4440;cursor:pointer;white-space:nowrap}.map-search-button:focus-visible,.map-search-button:hover{background:#244f49}.map-clear{border:1px solid var(--ink);background:white;color:var(--ink);padding:10px 14px;font:inherit;font-size:12px;font-weight:700;cursor:pointer}.map-note{font-size:12px;color:var(--muted);line-height:1.6;margin:10px 0 0}.leaflet-popup-content{margin:19px 22px 18px;line-height:1.45}.provider-map-popup{display:flex;flex-direction:column;align-items:flex-start;gap:7px;min-width:210px;max-width:280px}.provider-map-popup strong{display:block;font-size:16px;line-height:1.28;color:var(--ink);overflow-wrap:anywhere}.provider-map-popup span{display:block;font-size:12px;line-height:1.45;color:var(--ink-soft)}.provider-map-popup a{display:inline-block;margin-top:3px;font-size:12px;font-weight:700;color:#006d8f;text-decoration:underline;text-underline-offset:3px}.leaflet-popup-content-wrapper{border-radius:12px;box-shadow:0 10px 30px #142e4430}.leaflet-popup-close-button{font-size:22px!important;top:5px!important;right:6px!important}.leaflet-control-attribution{font-size:10px}@media(max-width:620px){.provider-map-heading{align-items:start;flex-direction:column}.provider-map{height:430px}.map-search-button{top:12px;font-size:12px;padding:12px 16px}.map-clear{width:100%}.provider-map-popup{min-width:185px;max-width:230px}.leaflet-popup-content{margin:17px 20px 16px}}.breadcrumbs{flex-wrap:wrap}.breadcrumbs span:last-child{overflow-wrap:anywhere}.article-infographic img{max-height:none;max-width:620px;object-fit:contain}.provider-map-popup .map-popup-rating{display:flex;flex-direction:column;gap:5px;width:100%;padding:10px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:3px 0}.provider-map-popup .map-popup-score{font-size:13px;font-weight:700;color:var(--ink)}.provider-map-popup .map-popup-checked{font-size:11px;color:var(--muted)}.provider-map-popup .map-popup-rating a{margin:0;font-size:11px}